The time it takes for you to receive your funds depends on the payment method your client uses (i.e., ACH, Credit Card). This is represented as T+X days, where:
- T (Transaction Settlement): the day when your transaction is finalized.
- X Days: the additional days required before the funds are available for payout.
ACH
Why Can ACH payments take longer to arrive?
It takes 3 business days to verify funds transmitted using the ACH network, and up to 2 business days to deposit funds in your account. That's 5 business days, but it can take 7 calendar days to receive funds because banks don't process payments on weekends, holidays, or outside bank hours. Banks also have cut-off times, where they won't process payments received after a certain hour of the day.
Credit Card
FlexLine Financing
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